Calculators for business owners’ estate plans
Free, no sign-up, nothing saved or sent. Each one answers one question and ends with what to ask your attorney or CPA.
On TrustAndEstate
Where your business and estate plan meet
Business Owner Estate Checkup
Eight parts, five minutes. What looks clear, what needs review and what’s unknown.
Start the checkup →
Buy-sell gap calculator
Does your agreement’s price and insurance still match what the company is worth?
Run the buyout gap →
Connelly buy-sell insurance calculator
Company-owned vs owner-owned policies after the 2024 Supreme Court ruling.
Compare setups →
Key person calculator
How much the company could need if you couldn’t work, plus a signer check.
Run key person →
What your family nets
What a solo owner’s business is worth without the owner, after debt and delay.
See the gap →
Equal vs fair calculator
Leaving the business to one child: what it takes to treat the others fairly.
Run equal vs fair →
Trust and LLC check
Four questions on whether your trust actually owns your business.
Take the check →
Partner divorce check
Four questions on whether a partner’s divorce could reach your company.
Take the check →
On WealthPlannerPro, our sister site
Put a number on the sale, the tax and the trust
Detailed calculators from Morrowgate Private Wealth. They open in a new tab.
Business sale net proceeds
What you’d keep after taxes and debt.
Open on WealthPlannerPro ↗
Asset sale vs. stock sale
How deal structure changes what you take home.
Open on WealthPlannerPro ↗
QSBS exclusion check
Whether gains on company stock could be excluded.
Open on WealthPlannerPro ↗
2026 federal estate tax
Tax with the business at today’s value, and cash to pay it.
Open on WealthPlannerPro ↗
New York estate tax threshold
How close you are to the New York cliff.
Open on WealthPlannerPro ↗
Estate liquidity and equalization
Enough cash to settle the estate, and fair shares.
Open on WealthPlannerPro ↗
Estate equalization
Balancing children in and out of the business.
Open on WealthPlannerPro ↗
ILIT
Keeping life insurance out of the taxable estate.
Open on WealthPlannerPro ↗
GRAT
Passing business growth to the next generation.
Open on WealthPlannerPro ↗
Life insurance needs
Coverage for family and business protection.
Open on WealthPlannerPro ↗
All 30+ WealthPlannerPro calculators ↗
Numbers in hand?
Bring them to a 30-minute video call with Morrowgate Private Wealth. We’ll check them against what your documents actually say.